Micro-Finance

Micro-finance

Small loans, life-changing results

Fair, affordable credit through READ’s self-help-group federations lets rural women buy livestock, stock a shop or grow a home enterprise — turning their own savings into steady, dignified income instead of falling prey to high-interest moneylenders.

Credit the community runs itself

Women save together in their groups, then borrow at nominal interest — backed by a government-linked SHG scheme and partner banks. Repayments stay within the group, building a revolving fund that keeps helping more women.

READ mentors every group through budgeting, saving, loan repayment and time management so the money builds lasting livelihoods, not new debt.

Micro-finance loan issued

Why it works

Fair interest

Nominal rates replace crushing moneylender loans, so families keep more of what they earn.

Community-managed

Groups decide, lend and repay among themselves — 100% community-led and accountable.

Real businesses

Loans fund livestock, tailoring, petty trade and small shops that grow family income.

Our reach

825
Women micro-financed
591
Groups linked to credit
100%
Community-managed funds
2000
Lending since

Fund a woman’s first business loan

A small loan today becomes a family’s livelihood tomorrow.

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